Pawn
A pawn is a quick, private way to get cash using something you own. Under
Colorado law, a pawn is a “contract for purchase”: we buy your item, and you have
the option, not the obligation, to buy it back within your pawn term.
We accept almost any item of value, pay cash on the spot, and keep your item safe
until you come back for it. All pawns are done in our store, and you’ll need a valid
government-issued photo ID.​

Buy / Sell

We buy many valuable items, including firearms, gold and silver coins, jewelry,
power tools, electronics and optics, plus larger items like recreational vehicles and
trailers. Not sure if we’d buy it? Just ask. We’ll always try to help.
We also sell quality used and pre-owned merchandise. Starting a project? Skip the
big box store prices and see what we have first.

Frequently Asked Questions
How much does a pawn cost, and how long do I have?
Our monthly charge is 10% to 20%, depending on the amount. A $100 pawn is $20
for 30 days, with no extra fees. Larger pawns get a lower rate.
Your pawn term is 30 days. After your due date, we hold your item 10 more days, so
you have up to 40 days before your first payment. Pay the monthly charge to renew,
and we’ll keep holding your item until you pick it up. If you decide not to come back,
we keep the item and you owe nothing.

Can I pay down my pawn?
Yes. As long as your monthly charge is current, you can put extra toward the pawn
amount at any time. Your rate stays the same, and next month’s charge is figured
on the smaller balance.

Will a pawn affect my credit?
Never. There’s no credit check, and we never report pawns to credit bureaus.How does Pawn Experts determine the value of an item?
We base our offer on the item’s current value, its condition and how quickly it will
sell. We use research and reference guides to make you the highest fair offer we
can. Every type of item is evaluated its own way (jewelry is tested differently than
electronics, for example), and everything we buy or pawn is tested to make sure it
works.
We don’t give price quotes by phone, email or text. Bring your item in and we’ll
make you an offer.

How do I know the item I want to buy isn’t stolen?
Less than 0.1% of pawned merchandise is identified as stolen. Every seller shows
ID and signs that they own the item, and every item is reported to law enforcement
and checked against theft reports. That makes a pawn shop one of the hardest
places to sell stolen property.

Can I pawn my gun?
Yes. Pawn Experts is a Federal Firearms License (FFL) dealer, and we offer pawns
on firearms. To pick up a pawned firearm, you must pass a Colorado background
check. The $15 background check fee is paid when you pick up your firearm.
Can someone else pick up my item? What if I lose my ticket?
Colorado law requires photo ID to pick up a pawned item, so you don’t need your
ticket, just your ID. Someone holding your ticket can’t pick up your item.
To send someone else, give them an original notarized letter from you, and they’ll
need their own photo ID. Firearms must always be picked up by the person who
pawned them.

FFL Transfers & Background Checks
FFL Background Check: $15
FFL Transfer: $45 each
Please review Colorado firearm laws before arranging a transfer. Questions? Call
970-624-8833.